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Unexpected email from Yorkshire Bank


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1















I have started receiving unexpected emails from Yorkshire Bank.



I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.



The first of the strange emails reads:




Your partial postcode is 8NX



We've included your postcode at the top so you can be sure this email
is from Yorkshire Bank. To see how you can stay safe online, visit the
Security Centre



We've sent your Authentication Code Letter



Hi Mr Stewart,



You should have received our letter that contains an authentication
code by now.



Once you've got our letter, you can confirm the code by clicking on
the button below to get back to your application, and then follow the
instructions. This will allow us to progress with your application.




The sender appears to be legitimately email.yorkshirebank.co.uk, but the 8NX is NOT part of my postcode in any way.



There have been 3 following emails, of an advertising nature.



I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.



My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.



Is this likely or even possible?



What other explanation might there be?










share|improve this question





























    1















    I have started receiving unexpected emails from Yorkshire Bank.



    I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.



    The first of the strange emails reads:




    Your partial postcode is 8NX



    We've included your postcode at the top so you can be sure this email
    is from Yorkshire Bank. To see how you can stay safe online, visit the
    Security Centre



    We've sent your Authentication Code Letter



    Hi Mr Stewart,



    You should have received our letter that contains an authentication
    code by now.



    Once you've got our letter, you can confirm the code by clicking on
    the button below to get back to your application, and then follow the
    instructions. This will allow us to progress with your application.




    The sender appears to be legitimately email.yorkshirebank.co.uk, but the 8NX is NOT part of my postcode in any way.



    There have been 3 following emails, of an advertising nature.



    I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.



    My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.



    Is this likely or even possible?



    What other explanation might there be?










    share|improve this question

























      1












      1








      1








      I have started receiving unexpected emails from Yorkshire Bank.



      I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.



      The first of the strange emails reads:




      Your partial postcode is 8NX



      We've included your postcode at the top so you can be sure this email
      is from Yorkshire Bank. To see how you can stay safe online, visit the
      Security Centre



      We've sent your Authentication Code Letter



      Hi Mr Stewart,



      You should have received our letter that contains an authentication
      code by now.



      Once you've got our letter, you can confirm the code by clicking on
      the button below to get back to your application, and then follow the
      instructions. This will allow us to progress with your application.




      The sender appears to be legitimately email.yorkshirebank.co.uk, but the 8NX is NOT part of my postcode in any way.



      There have been 3 following emails, of an advertising nature.



      I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.



      My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.



      Is this likely or even possible?



      What other explanation might there be?










      share|improve this question














      I have started receiving unexpected emails from Yorkshire Bank.



      I have never been a customer. I don't recall applying for any of their products either, although maybe I did many years ago.



      The first of the strange emails reads:




      Your partial postcode is 8NX



      We've included your postcode at the top so you can be sure this email
      is from Yorkshire Bank. To see how you can stay safe online, visit the
      Security Centre



      We've sent your Authentication Code Letter



      Hi Mr Stewart,



      You should have received our letter that contains an authentication
      code by now.



      Once you've got our letter, you can confirm the code by clicking on
      the button below to get back to your application, and then follow the
      instructions. This will allow us to progress with your application.




      The sender appears to be legitimately email.yorkshirebank.co.uk, but the 8NX is NOT part of my postcode in any way.



      There have been 3 following emails, of an advertising nature.



      I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.



      My main concern is that my identity has been stolen for the purpose of procuring Yorkshire Bank products, such as a loan, which I may be chased for when the identity thief defaults.



      Is this likely or even possible?



      What other explanation might there be?







      email banks identity-theft






      share|improve this question













      share|improve this question











      share|improve this question




      share|improve this question










      asked 3 hours ago









      StewartStewart

      1084




      1084






















          1 Answer
          1






          active

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          3















          I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.




          If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.



          Do not use the links in the e-mail.



          If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.






          share|improve this answer
























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            1 Answer
            1






            active

            oldest

            votes








            1 Answer
            1






            active

            oldest

            votes









            active

            oldest

            votes






            active

            oldest

            votes









            3















            I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.




            If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.



            Do not use the links in the e-mail.



            If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.






            share|improve this answer




























              3















              I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.




              If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.



              Do not use the links in the e-mail.



              If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.






              share|improve this answer


























                3












                3








                3








                I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.




                If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.



                Do not use the links in the e-mail.



                If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.






                share|improve this answer














                I feel that ignoring would be the wrong thing to do, but I'm not sure what to do.




                If you feel that ignoring this is wrong, look up the bank's phone number from a reputable source, e.g. yellow pages or the banks actual website. Call them, and ask. Or submit a contact form on their website, or similar - in short, contact them through a channel not related to the e-mail and ask them to verify the content.



                Do not use the links in the e-mail.



                If it's identity fraud, they will be very interested to clear it up. If it's phishing, banks tends to like to be made aware of ongoing phishing attempts, so they will not be angry with you for calling.







                share|improve this answer












                share|improve this answer



                share|improve this answer










                answered 2 hours ago









                vidarlovidarlo

                3,929823




                3,929823






























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